AB Insurance & Investment
People like you

We protect your present. We build your future.

More than 25 years helping families, agents and organizations build protection, growth and financial peace of mind.

Protection·Opportunity·Development

I want to protect my family I want to grow with AB I want a keynote

Two offices to serve you in person · Service in English and Spanish · A person answers, not a robot

Background video Storefront and offices, Paulo and Johana, agents at work, families, trainings and Paulo on stage. Upload it from the panel → Video.

Who we are

More than insurance. More than 25 years building relationships.

AB Insurance and Investment is a family business with more than 25 years of experience helping families and business owners make decisions that protect their well-being and plan for their future.

We offer financial guidance, strategies to build and preserve wealth, tax advice, and health and supplemental insurance solutions. Our commitment is to understand each client’s needs and give them close, clear and personalized service.

AB Insurance and Investment Group:
People like you!

Family businessClose, personalized service

25+Years of experience supporting families and business owners

ProtectionHealth and supplemental insurance

PlanningFinancial, tax and wealth guidance

Real photo AB team at the office, or Paulo and Johana with clients. Panel → Photos → Story.

The people behind AB

You don't buy from a company. You trust the people who run it.

Professional portrait Paulo Ramirez, 4:5 vertical, neutral background. Panel → Photos → Paulo.

Paulo Ramirez

CEO & Founder — AB Insurance & Investment

25+ years in insurance and sales
MDRT Member
Speaker & Sales Trainer
Sales team development specialist
Wealth advisor

Meet Paulo Contact

Professional portrait Johana Torres, same framing and light as Paulo. Panel → Photos → Johana.

Johana Torres

Co-Owner & Licensed Insurance Agent

Tax advisor
Life, health and supplemental insurance
Property and commercial insurance
Small business consulting and training

Contact

What we do

Three worlds. One vision.

Before you think about a product, think about what you need today: to protect yourself, to grow professionally or to develop your team.

Emotional photo A family, not a policy. Panel → Photos → Life area.

Life & Annuities

Protect what you’ve built and plan what you’ll leave behind.

Term and permanent life insurance.
Annuities and retirement planning options.
Income protection.
Guidance on health insurance, Health Insurance Marketplace (ACA) plans and Medicare.

Explore life solutions

Photo A senior with family, or a calm medical visit. Panel → Photos → Supplemental area.

Health & Supplemental

Supplemental coverage

Dental insurance.
Accident and hospitalization coverage.
Critical illness protection options.
Other coverage that can complement your main plan.

See protections

Photo Paulo in front of an audience. Panel → Photos → Speaker area.

Speaker

Keynotes and team development

Sales: prospecting, referrals, closing and customer service.
Leadership: team development and training new leaders.
Motivation: personal growth, relationships and teamwork.

Book a keynote

Different carriers. One recommendation focused on you.

We work with recognized carriers so you can compare alternatives based on your needs.

Your team

Your coverage starts with a conversation, not a form.

Meet the team that will be with you before, during and after you choose your coverage.

Each card links to the agent's personal page: bio, video, social links, WhatsApp and their own form.

Where would you like to start?

Pick what brought you here and we'll reply the same business day.

Prefer WhatsApp?

We reply during office hours, in English or Spanish.

Open WhatsApp

(513) 856-8400 · Facebook · Instagram

Paulo Ramirez · Speaker

Ideas that move people. People who transform organizations.

Keynotes and trainings designed to spark reflection, drive action and produce results.

Sales

Selling isn't pushing. It's understanding how people decide.

Neuroselling, prospecting, cold calling, closing techniques, customer service and how to earn referrals. Practical courses so your sales force takes off.

Leadership